Imagine, you’ve been injured in an accident or have an illness and you’re not able to come to work. How would you pay the mortgage or the car payment, or buy groceries? NKCH/Meritas offers employees a voluntary short-term disability benefit through Reliance Standard. This policy may provide a source of income to help you take care of the bills while you’re off work taking care of you.
Depending on the policy elected, benefits begin after a waiting period of 8, 14, or 30 days following the number of accumulated sick days applicable to you. The weekly benefit amount is equal to 60% of your pre-disability weekly earnings, up to a maximum benefit of $1,500 per week. The maximum duration of the benefit is 22-24 weeks per disability period.
Claims are process and approved through Reliance Standard subject to policy provisions.