Choosing the right medical plan is like choosing the right car. When buying a car, you take into consideration the cost of the car along with related expenses such as insurance and gas.
Apply the same logic to making the right medical plan decision. First consider the premium. Then think about expenses the plan does not cover such as deductibles and coinsurance.
You may choose between these two BlueCross BlueShield plans
BlueCross BlueShield Traditional Plan
The BlueCross BlueShield Traditional plan is a comprehensive medical plan that covers both in-network and out-of-network providers. You pay a deductible and co-insurance and the insurance pays the remaining costs. More information about the Traditional plan
BlueCross BlueShield High Deductible Plan
The BlueCross BlueShield High Deductible plan works the same as the BlueCross BlueShield Traditional plan, except the deductible is higher. More information about the High Deductible plan