High Deductible Health Plans and tools such as Flexible Spending Accounts and Health Savings Accounts have helped put the power of health care spending in consumers’ hands. This means you have control over how your health care dollars are spent. But with the cost of services varying widely even within the same network and geographic area, how can you be sure you’re getting the most bang for your health care buck? Enter Health Care Cost Transparency tools. These online tools, which are available through most major health insurance carriers, allow consumers to compare costs for everything from prescription drugs to major surgeries.