Great oral health is an essential part of a healthy lifestyle. Regular visits to your dentist and good oral health habits are important. Preventive dental care often catches minor problems before they become major and expensive to treat. To help reduce dental expenses, we provide you and your family dental insurance through MetLife.
Your Plan’s in-network dentists have agreed to charge lower fees, which helps keep money in your pocket. If you choose to use a dentist who doesn’t participate in your Plan’s network, your out-of-pocket costs will be higher. To find an in-network provider, visit metdental.com. When prompted, select the “PDP Plus” network.
Additional Information
Plan Information
Service | Limited | Basic |
||
|---|---|---|---|---|
| MetLife Dental | In-Network | Out-Of-Network | In-Network | Out-Of-Network |
| Calendar year deductible | ||||
| $50 | $50 | $35 | $35 |
| $150 | $150 | $105 | $105 |
| Preventive | none | Preventive | Preventive |
| Calendar Year Maximum | $1,000 | $1,250 | ||
| Co-Insurance | ||||
| Preventive Services (Exam, Cleanings, X-rays, Fluoride, Sealants) | Plan pays 90%, you pay 10% after the deductible | Plan pays 70%, you pay 30% after the deductible | Plan pays 100%, you pay $0 | Plan pays 80%, you pay 20% after the deductible |
| Basic Services (Fillings, Extractions, Other X-rays & Lab Work) | Plan pays 60%, you pay 40% after the deductible | Plan pays 40%, you pay 60% after the deductible | Plan pays 80%, you pay 20% after the deductible | Plan pays 60%, you pay 40% after the deductible |
| Major Services (Root Canals, Crowns, Oral Surgery, Dentures) | Plan pays 40%, you pay 60% after the deductible | Plan pays 25%, you pay 75% after the deductible | Plan pays 50%, you pay 50% after the deductible | Plan pays 50%, you pay 50% after the deductible |
| Orthodontia | Plan pays 40%, you pay 60% after the deductible | Plan pays 25%, you pay 75% after the deductible | Plan pays 50%, you pay 50% after the deductible | Plan pays 50%, you pay 50% after the deductible |
| Orthodontia Maximum | $500 | $500 | $1,000 | $1,000 |
| Dental Plan Bi-Weekly Premiums | ||||
| $5.14 | $7.29 | ||
| $15.93 | $20.13 | ||
| $15.23 | $18.48 | ||
| $24.69 | $34.76 | ||
